The FG laptop loan helps eligible Nigerians buy laptops, smartphones and tablets through the C.L.I.C.K.D. Programme with instalment payments instead of paying the full cost upfront. CREDICORP manages the scheme with the Federal Ministry of Communications, Innovation and Digital Economy. Meanwhile, the first phase targets eligible 3MTT fellows. This article covers the Federal Government laptop loan eligibility, application requirements, approved devices and the latest CREDICORP updates.

What Is the FG Laptop Loan Programme?

The Federal Government laptop loan programme operates under the Credit for Laptops, Internet, Connectivity and Knowledge Digital Devices (C.L.I.C.K.D.) Programme.

The Nigerian Consumer Credit Corporation (CREDICORP) runs the scheme with the Federal Ministry of Communications, Innovation and Digital Economy.

The programme helps Nigerians buy digital devices through affordable instalment payments instead of paying the full amount upfront. The first rollout focuses on locally assembled laptops to support local production.

How to Apply for the FG Laptop Loan Online

Follow these steps to complete your Federal Government laptop loan application.

Visit the Official C.L.I.C.K.D. Portal

Open the official C.L.I.C.K.D. application page.

Select “I’m Interested”

Click I’m Interested to open the online application form.

Enter Your Details

Complete every required section.

The form requests:

• State of residence
• Employment status
• Monthly income
• Digital talent programme
• Device required
• Reason for requesting the device
• Source of referral

Applicants can choose:

• Salary earner
• Freelancer
• Self-employed
• Business owner
• Student
• Job seeker
• NYSC member

Applicants can request:

• Laptop
• Smartphone
• Tablet
• Other digital device

Common reasons include:

• School
• Professional training
• Online learning
• Remote work
• Freelancing
• Software development
• Content creation
• Business operations

Accept the Consent Statements

Confirm that:

• Your information is correct.
• CREDICORP may contact you.
• CREDICORP and its partners may assess your application.

Submit Your Application

Review your information before submitting the form.

Who Is Eligible for the Federal Government laptop loan?

The current pilot covers 1,000 laptops.

The first phase targets fellows of the Federal Government’s Three Million Technical Talent (3MTT) Programme.

CREDICORP started distribution in Abuja, where 77 beneficiaries received laptops. The remaining devices will reach qualified applicants across other states in phases.

The application form also lists:

• 3MTT
• ALX
• AltSchool Africa
• Andela Learning Community
• HNG Internship
• Learn2Earn
• Genesys Tech Hub

CREDICORP has not confirmed whether every listed programme qualifies during the current phase.

FG Laptop Loan Requirements

Applicants should prepare:

• State of residence
• Employment information
• Monthly income details
• Digital talent programme
• Preferred device
• Purpose of the device

Applicants must also accept the required declarations before submission.

Federal Government laptop loan Repayment Plan

The programme allows beneficiaries to pay in instalments instead of paying the full cost immediately.

CREDICORP has not announced:

• Interest rate
• Repayment period
• Down payment
• Monthly repayment amount
• Eligible device prices

These details will be released after the pilot phase.

Benefits of the Federal Government Laptop Loan

The programme helps eligible Nigerians:

• Buy laptops through instalment payments
• Access smartphones and tablets
• Learn digital skills
• Study online
• Build digital businesses
• Support remote work
• Access locally assembled laptops

Why the FG Introduced the C.L.I.C.K.D. Programme

The programme expands access to digital devices for learning, work and business. It also supports local laptop assembly and wider digital participation across Nigeria.

FG Laptop Loan FAQs

How do I apply for the Federal Government laptop loan?

Visit the official C.L.I.C.K.D. portal, complete the online application form, accept the declarations and submit your application.

Who qualifies for the FG laptop loan?

The current pilot targets eligible fellows of the 3MTT Programme.

Is the FG laptop loan available to everyone?

No. The current rollout covers selected beneficiaries while CREDICORP expands the programme in phases.

Can students apply for the FG laptop loan?

Students can complete the application form. The current pilot remains limited to eligible beneficiaries.

Can freelancers apply?

Yes. Freelancers and self-employed applicants can choose their employment category during registration.

Is the FG laptop loan free?

No. The programme provides consumer credit that allows beneficiaries to repay the cost over time.

Which devices can I get?

Eligible applicants can request a laptop, smartphone or tablet.

Does the FG laptop loan require a down payment?

CREDICORP has not announced the down-payment requirement.

What is the official website for the FG laptop loan?

Applications are submitted through the official C.L.I.C.K.D. portal managed by CREDICORP.

When will the Federal Government laptop loan expand nationwide?

CREDICORP has confirmed that distribution will continue in phases after the pilot programme.

Conclusion

The FG laptop loan allows eligible Nigerians to buy laptops, smartphones and tablets through the C.L.I.C.K.D. Programme with instalment payments. Meanwhile, the current phase covers eligible 3MTT fellows, while CREDICORP continues distribution across Nigeria. CREDICORP will announce the interest rate, repayment period and down-payment structure as the programme expands.